• Investment portfolio construction
  • Investment tax structure advice – individual, partner, company, family trust
  • Regular investment plan
  • Regular payment plan from lump sum investment
  • Gearing and margin lending
  • Education funding
  • Annuity
  • Inter-generation wealth management
  • Review existing insurance policies
  • Life cover
  • Total and Permanent disability cover
  • Trauma/critical illness cover
  • Income protection
  • Business expenses cover
  • Key man insurance
  • Buy-sell agreement
  • Investment tax structures
  • Tax effective strategies
  • Future personal tax planning
  • CGT planning
  • Small business CGT planning
  • Cash flow analysis & budgeting
  • Debt consolidation
  • Repayment strategy
  • Debt projection
  • Debt recycling
  • Super consolidation
  • Super platform comparison and selection
  • Super investment portfolio construction/review
  • Contribution strategy
  • Establish SMSF
  • SMSF investment strategy
  • Wind up SMSF
  • Contribution strategies to boost up retirement savings
  • Super/pension investment portfolio review and construction
  • Retirement projection and gap analysis
  • Set up pension income streams
  • Age pension
  • Annuity
  • Aged care
  • Estate planning
  • Assist clients in making educated decisions
  • Regular review of financial strategy and portfolio
  • Ad-hoc adjustments as a result of changing superannuation rules, taxation, social security rules etc
  • Adjustments as a result of personal situation changes
  • Keep appropriate investment discipline during volatile markets
  • Facilitate with other professionals

BEN GU

Director,Chartered Accountant

JOHN MA

Wealth Management Adviser,Chartered Accountant

PETER SANG

Financial Planner,CPA